Loveday Financial
Commercial Asset Finance
A truck that opens a new contract. An excavator that brings work in-house. A ute that keeps the team moving. Start with what the equipment needs to achieve.
Where the conversation starts
01
Business utes & vehicles
02
Trucks & trailers
03
Excavators & Bobcats
04
Earthmoving machinery
05
Commercial vehicles
06
Other business equipment
The purchase price is only part of the decision.
For an ABN holder, equipment finance needs to sit alongside operating costs, the working life of the asset and the timing of business income. A lower monthly repayment is not the whole picture if a large final payment sits at the end.
Discuss the asset you intend to buy, your deposit and the repayment profile your business can support. New and used equipment can raise different questions about valuation and lender assessment.
Your accountant should advise on tax and GST treatment. Our conversation is about financing the purchase and understanding the lending options in your circumstances.
Before we speak
A few details worth considering.
The equipment
What are you buying, what is the indicative price, and is it new or used?
The business
How long has the business traded, and how will the asset be used to earn income?
The timing
When is the purchase needed, and what deposit or repayment structure are you considering?
Finance is subject to lender assessment. This information is general and does not take your individual circumstances into account.